body,td,th {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
body {
	background-color:#000051;
	margin: 0px;
}
a:link, a:visited, a:active {
	color: #003366;
	text-decoration: underline;
}
a:hover {
	color: #336699;
	text-decoration: none;
}
form {
	margin: 0;
}
h1 {
	color: #000051;
	font-size: 20px;
	margin: 5px 0px 5px 0px;
}
h2 {
	color: #000051;
	font-size: 18px;
	margin: 5px 0px 5px 0px;
}
h3 {
	color: #000051;
	font-size: 16px;
	margin: 5px 0px 5px 0px;
}
h4 {
	color: #000051;
	font-size: 14px;
	margin: 5px 0px 5px 0px;
}
h5 {
	color: #000051;
	font-size: 12px;
	margin: 5px 0px 5px 0px;
}
.tags {
	color: #000051;
	font-size: 12px;
	font-style: italic;
}
.test-right {
	text-align: right;
}
.header {
	background-color: #336699;
	vertical-align: middle;
	text-align: center;
	color: #FFFFFF;
	height: 50px;
	font-size: 20px;
	font-weight: bold;
}
.menu {
	padding: 0px;
	vertical-align: top;
}
.menu ul, .menu li {
	list-style-type: none;
	display: block;
	margin: 0;
	padding: 0;
	padding: 0px 12px 14px 0px;
	font-size:16px;
	text-align: right;
    color: #FFFFFF;
}
.menu li a:link, .menu li a:visited, .menu li a:active{
color: #FFFFFF;
text-decoration: none;
}
.menu li a:hover{
text-decoration: underline;
}
.lowermenu {
	background-color: #C0C0C0;
    padding: 10px;
	text-align: center;
}
.lowermenu ul, .lowermenu li {
	list-style-type: none;
	display: inline;
	margin: 0;
	padding: 0;
	padding: 0px 5px 0px 0px;
}
.current {
	font-weight: bold;
}
.content {
	background-color: #FFFFFF;
	padding: 20px;
}
.rightbarmain {
	background-color: #FFFFFF;
	padding: 0px;
	margin: 0px;
}
.rightbarquotes {
    margin: 20px; 
    padding: 20px;
	font-size: 10px;
}
.footer {

}
.footer td {
	text-align: center;
	font-size: 10px;
	color: #FFFFFF;
	padding: 20px;	
}
.lower {
	background-color: #000000;
	text-align: center;
}
.whitebg {
background-color: #FFFFFF;
}
.faq {
	color: #000051;
	margin: 0px 0px 3px 0px;	
font-weight: bold;
}